If you are unlucky to experience bodily injury or property damage when travelling during the stormy season, one of the solutions to mitigate losses is a protection of insurance coverage provided by insurance companies.
A brief introduction on helpful insurance products and recommendation on how to deal with emergency case would be shared as below.
Helpful Insurance Products
24h Personal Accident Insurance
⎫    Insurance for bodily injury as a result of an accident occurring at any time, including death, permanent and temporary disability.
⎫    Injuries on the road and at any time are covered, rather than restricted such as only at work, or on the way to/back from work.
 

Insurance on Physical Damage

• ⎫    Insurance for material damage due to natural disasters, unexpected accidents in following cases: Crashing, hitting, overturning, dumping, sinking, dropping entire vehicles, hit by falling objects (i.e. falling trees ...) or risk of fire and explosion (caused by lightning…).

 

Insurance on Engine Hydrolock

⎫    A helpful solution if your car is frequently moving in urban areas prone to flooding when heavy rain;
⎫     Insurance of engine failure when the vehicle is operating in flooded areas.
 

PA Insurance for people on car

⎫    Solution to ensure safety for yourself and your travel companions
⎫    Insurance for bodily injuries of people on car (including drivers) as a result of an accident occurring while boarding, disembarking or driving a vehicle, including death, permanent and temporary disability.

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Insurance on Third Party Liability 

⎫    Not only you are damaged, but in heavy rain and chaotic traffic situations, you can inadvertently cause damage to third party people or property.
⎫    This is a solution to help you deal with appropriate compensation for third party and ensure compliance with legal requirements on compulsory insurance.

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Traffic Emergency Tips

1. Call the emergency numbers for help 

2. Report to the police

3. Contact insurer for support

4. Proactively minimize loss

• 5. Push the car out of the flooded area - never try to restart the engine
• 6. Avoid areas with dangerous objects: falling trees, falling ads signs, broken wires, etc.
• 7. Cover the vehicle with appropriate material.
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