PREMISES POLLUTION LIABILITY INSURANCE
- OVERVIEW
- INSURANCE COVERAGE
- EXCLUSION
- PRODUCT DOCUMENT
- CLAIMS GUIDELINE
- OTHER PRODUCTS
Premises Pollution Liability insurance
product overview
Every business faces serious challenges to comply with environmental regulations and standards. However, despite the comprehensive management plans and procedures, pollution incidents may still arise as there are so many factors which could influence environmental conditions that are out of the business’ control.Since a standard general liability insurance policy does not cover for pollution incidents, a more specific coverage offered by Premises Pollution Liability insurance would be appropriate to protect businesses against unwanted liability arising from pollution incidents.
INSURANCE COVERAGE
main coverage
- Third party claims for Bodily Injury and/or Property Damage arising from the Pollution Incident
- Environmental damage & clean-up costs
- Emergency response costs
- Legal defense costs
extended coverage
EXCLUSION
Main exclusions of Premises Pollution Liability insurance include:
- Asbestos and Lead contained in buildings or structures
- Contractual Liability
- Employer’s Liability
- Fines and Penalties
- Known conditions
- War, Terrorism
Specific exclusions will be mentioned in your policy.
Insurance Proposal Form 
See claims guide in detail 
See detail 
