PERSONAL ACCIDENT INSURANCE – UNDERSTANDING BENEFIT AND CLAIMS CORRECTLY

In daily life, even when unintentional, we often face Unexpected Events (“UEs”) that occur randomly and without warning, causing losses to health, life, and finances. When such UEs occur, they are commonly referred to as accidents.

When participating in the Personal Accident Insurance offered by Tokio Marine Insurance Vietnam Co., Ltd. (TMIV), what should customers be aware of?

Below is a summary of key points based on common inquiries arising during the claims settlement process:

1.    Which circumstances will Personal Accident Insurance pay?
2.    Benefits payable in the event of an accident;
3.    Time limit for submission of claims documents;
4.    What constitutes a valid prescription in a claim dossier;
5.    Proper interpretation of the contents of TMIV’s claims notification.

You may review the detailed newsletter here.