OFFICE MULTI RISK INSURANCE
- OVERVIEW
- INSURANCE COVERAGE
- EXCLUSION
- PRODUCT DOCUMENT
- CLAIMS GUIDELINE
- OTHER PRODUCTS
Office Multi Risk Insurance
product overview
Office package insurance is an extensive solution to protect your office against any risk related to office property, money, public liability, employee’s fidelity or any other risks specified in the insurance policy.INSURANCE COVERAGE
main coverage
Property Damage All Risks Insurance
All accidental losses or damages to your property will be covered. Your property can range from the buildings, all office contents, landlord fixtures and fittings, improvements and decorations, all internal and external fixed glass, and your personal effects.
Liabilities
Money Insurance
Fidelity Guarantee Insurance
Personal Accident
All accidental losses or damages to your property will be covered. Your property can range from the buildings, all office contents, landlord fixtures and fittings, improvements and decorations, all internal and external fixed glass, and your personal effects.
Liabilities
- Public Liability: pay for accidental bodily injury to a third party person or accidental loss of or damage to property of a third party.
- Tenant's Liability: pay for accidental loss of or damage to the Buildings and Contents caused by you as a Tenant.
- Costs: pay for necessary legal costs and expenses incurred relating to the event which is subject of indemnity with our prior consent.
Money Insurance
- Pay up to Sum Insured for accidental loss of money in locked safe on the Insured's premises and/or in transit within Vietnam.
Fidelity Guarantee Insurance
- This section will cover for your loss or damage in terms of pecuniary loss for any fraud or dishonesty action caused by your staff.
Personal Accident
- Pay up to the total amount of compensation to the Insured person for the bodily injury caused by an accident which happens during any Period of Insurance.
extended coverage
- Cost related to service by architects, surveyors & consultant engineers.
- Capital Additions Clause
- Removal of Debris
- Electrical Installation
- Errors and Omissions
- Glass Breakage
- Fire Brigade Charges and Extinguishing Costs
- Other contents clause
- Public Authorities
- Temporary Removal Clause
- Portable items
EXCLUSION
Loss/damage resulting from or in connection with one of any following:
- Electrical, electronic or mechanical breakdown and gradual deterioration.
- Consequential loss.
- Delay, confiscation or detention by custom-house or other officials or authorities.
- Loss, destruction or damage directly caused by vermin, insects, fungus or condensation