- OVERVIEW
- INSURANCE COVERAGE
- EXCLUSION
- PRODUCT DOCUMENT
- CLAIMS GUIDELINE
- OTHER PRODUCTS
Fidelity Insurance
product overview
Our policy protects your business from financial losses in the event of a breach of trust by an employee.INSURANCE COVERAGE
main coverage
Loss of money or goods belonging to Insured or for which they are legally responsible arising solely and directly from a deliberate act or acts of fraud or dishonesty committed by any of the Employees with the clear intention of making and which result in improper financial gain for themselves or any other person or organization and which:
1. Occur during the continuance of this Policy and during the uninterrupted service with the Insured and;
2. Are discovered
a. During the continuance of this Policy, or
b. Within 6 months of (or 12 months?)
i. ermination of the Policy, or
ii. the Employee ceasing to be covered by the Policy whichever shall happen first.
extended coverage
EXCLUSION
This Policy does not cover:
1. Consequential Loss
- Loss of interest, loss of profit or any kind of consequential loss
2. Unexplained Shortages
- Any loss dependent solely upon an inventory computation or a profit and loss computation and unexplained shortages..
3. Territorial Limits
- Any loss arising elsewhere than in the Territorial limits as described in the Schedule..